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Your files

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The Main Guide (PDF)

Your Salary Stopped. Your Bills Didn't. — all 6 chapters

Bonus: Emergency Contact Card

Your one-page UK & Nigeria quick-reference sheet

Both files arrive together in one email from Selar. Don't see it after 10 minutes? Check your spam or promotions folder.

Before you close this page

Do these three things first

01

Save both files somewhere you'll find them

Your phone's Files app, Google Drive, or email are all fine. You'll want the Emergency Contact Card handy, not buried.

02

Read Chapter 1 today, even just once

It only takes a few minutes and it's built to calm the panic first, before anything else.

03

Make your first call within 48 hours

Use the scripts in Chapter 3 for whichever bill feels most urgent. Early contact changes everything.

A word from Faith

You're not doing this alone anymore.

I know what it feels like to stare at a bank balance that's shrinking faster than your options. I wrote this guide from that exact seat, and I'm genuinely glad it's now in your hands.

Take it one chapter at a time. You don't need to have everything figured out today, you just need your next step, and that's what this guide gives you.

— Faith Ozomah-Osemene
What's coming next

A second guide is on the way.

I'm currently working on a companion guide for a pain many people in our community carry quietly, being seen as "the one with money" while privately struggling. If that sounds familiar, keep an eye on your email.

Need help?

If your download doesn't open

Reply to your confirmation email or reach out directly, and I'll personally make sure you get your files. You paid for this, so you're getting it, simple as that.